About Wealth
Creation
What do we mean by wealth creation?
Have you thought about building your wealth for you and your family?
Creating financial security for your family in the future isnât an impossible dream for Kiwis. With the right tools and advice, you are able to create financial security for your family in the future.
With our 5 step process, we not only put a plan together but we help implement and review this plan until our clients reach retirement!
Why not begin building generational wealth sooner than you thought?
About KiwiSaverâŚ
Do you remember when you signed up for KiwiSaver why you chose your provider and fund?
Donât worry if you donât! Youâre not locked in.
If youâve signed up for KiwiSaver, you want to make sure that the fund youâre in is working for you and is making the highest return possible. This means making sure it is aligned to your age, fit for you future plans of buying a house or retirement, and protects you when markets fall. Many Kiwis have signed up for KiwiSaver without receiving any advice on what provider to be with and what fund to be in.
If you have ever wondered âwhat fund should I be in?â, itâs not a bad question to ask and can be more complicated than you think.
We often come across Kiwis who are in the wrong type of fund for their circumstances through no fault of their own, they have just had zero guidance when they joined.
About Managed Fund Share PortfoliosâŚ
Investing is something that everyone can consider, more now than ever before.
But what are managed fund share portfolios? A managed fund is a diversified way to invest your money. It is where you have the ability to invest in many different assets such as cash, bonds, property, shares, and commodities, not only in New Zealand but in assets around the world as well. Youâre not invested in one company or type of investment but hundreds at the same time.
By investing in different asset types and areas, this means that your money is diversifiedâŚ
This has made share portfolios one of the key areas that we consider in our financial plans for our clients.
About Investment PropertyâŚ
Youâve worked hard and paid down a lot of your mortgage on your family home. Have you thought about buying an investment property?
Investment property is a great option to build your wealth and your assets. We work with a range of experienced, professional property finders and developers around New Zealand. They offer our clients property options that are in growth areas of New Zealand.
We make sure these properties will give you a good return over a 10 year time frame and return you the right rental yield to make sure your property is in a good cashflow position.
Build your wealth with the investment strategy with the greatest returns â Residential Property
We work with everyday mum and dad investors. When we calculate how much they would need to save every month in order to be financially independent the average amount is $10,000 per month!
Most people wouldnât be able to save that amount of money. In short, Kiwis canât save their way to retirement. For most, itâs an impossible mission.
Residential property investment is a âleveraged strategyâ that enables you to and grow your wealth exponentially and lower the amount needed out of your pocket towards a savings plan.
Leveraging Into Property
How does a residential property investment strategy work?
Borrowing to invest into residential investment property is whatâs known as a âleveraged strategyâ. This means you are making a large amount of growth on money you have borrowed from the bank â money you didnât have to save from your income.
For example if you borrow $500,000 and invest it in property for 10 years and that $500,000 grows at 5% per annum â that compounds over 10 years and is savings for you. The capital gain in this scenario is over $300K! Thatâs pure growth â not a figure you had to save. This is wealth going towards your retirement saving strategy.
By the way, property has grown closer to 10% per annum over the last 50 years in NZ. So, we are being conservative when we say 5% as above.
Why use an adviser to help you with your residential property investment strategy?
Property investment involves assets worth hundreds of thousands of dollars and does come with risk if itâs not set-up correctly.
As property investment experts we will help you analyse the best investment options for you. We can find properties that will make you money and make your life as a landlord as easy as possible by connecting you with the right people to support you on your investment journey. .
Our role is to minimise the mistakes that are so often made when people try to DIY their residential property investment strategy.