For most people, simply covering living costs once you finish up with work isn't sufficient. Working out you living costs is one thing, but setting goals for how you want to live, what you'd like to achieve and what you want to leave behind means you get to enjoy your retirement that much more.

When it comes to financing a property, mortgages play a pivotal role in shaping your financial strategy. Whether you’re considering your mortgage structure for your own home, or for an investment property, the way you structure your mortgage in order to pay it back will form an important part of your overall investment strategy.